Washington State Health, Dental, Life and Disability Insurance   206.442.1111 or 1.866.369.6700

                         
Individual Health Insurance Rates & Benefits
Before continuing, first click here to see which plans are available where you live.  
        Applicant:        
          Spouse:        
    *KPS Health Plans Spouse:        
    Number of Children:            
                         
*If married and both spouses are nonsmokers or smokers, choose the younger age of the two spouses as the Applicant. Then choose the same non-smoker/smoker category and age for the spouse in the "KPS Health Plans Spouse" box. KPS is the only carrier that uses the younger age of two spouses to determine the rates for both if they are both nonsmokers or smokers.

Example: John and Jane Doe are both nonsmokers. John is age 43; Jane is 35. Jane will be the Applicant by selecting "Nonsmoker Age 35-39" in the "Applicant" box. Then also choose "Nonsmoker Age 35-39" for John in the "KPS Health Plans Spouse" box. This only applies to KPS Health Plans. For all other plans, John's actual "Nonsmoker Age 40-44" should be selected in the "Spouse" box. If one of you is a smoker and the other spouse is not, it may be to your advantage to apply under separate KPS contracts as individuals rather than as a family under one contract. Please call us if you need help or would like a personalized quote.
                         
Want details? Click on any underlined word, phrase or carrier name. Plans are shown in order of lowest to highest deductible.
The annual deductible applies to all health care services and supplies except those marked with *
View "Important Information About This Comparison" by clicking here.      
                         
$500 and $750 Deductible Plans              
Monthly Rate Carrier Plan Name Plan Type Annual Deductible Network Benefit Out-of-Pocket Maximum Office Visit Copay Prescription Drugs Maternity Preventive Care Vision Exam and Hardware More Information
(click on links below)
Preferred80 PPO $500 80% $2,000 $0 $200 deductible
20%/30%/50%
$5,000/year 		Yes 100%*
to $300		 Exam: Yes
Hardware: Yes		 Provider Directory
Benefit Summary
Apply Here!
Choice80 Tradi-tional $500 80% $2,000 $0 $200 deductible
20%/30%/50%
$5,000/year 		Yes 100%*
to $300 		Exam: Yes
Hardware: Yes		 Provider Directory
Benefit Summary
Apply Here!
Preferred70 PPO $500 70% $3,000 $0 $500 deductible
20%/30%/50%
$5,000/year 		Yes 100%*
to $200 		Exam: Yes
Hardware: Yes 		Provider Directory
Benefit Summary
Apply Here!
Choice70 Tradi-tional $500 70% $3,000 $0 $500 deductible
20%/30%/50%
$5,000/year 		Yes 100%*
to $200 		Exam: Yes
Hardware: Yes		 Provider Directory
Benefit Summary
Apply Here!  
Selections® Comprehensive POS $500 80% $2,000 $15 $0 deductible
50%/50%/0%
$2,000/year 		Yes 100%* to $200 No
(discounts are available)  		Provider Directory
Benefit Summary
Apply Here!
Sound Harbor Classic PPO $500 80% $5,000 $0 Common deduc
$10/$30/50%
$2,000/year 		Yes 100%*
to $250 		Exam: Yes
Hardware: Yes 		Provider Directory
Benefit Summary
Apply Here!
Comprehensive HMO $500 80% $2,000 $0 $0 deductible
20%/40%/0%
$2,000/year 		Yes 100%* Exam: Yes
Hardware: No 		Provider Directory
Benefit Summary
Apply Here!
Preferred Comprehensive PPO $750 80% $2,000 $0 $0 deductible
50%/50%/0%
$2,000/year 		Yes 100%*
to $300 		Exam: Yes
Hardware: Yes 		Provider Directory
Benefit Summary
Apply Here!
Preferred Comprehensive PPO $750 80% $2,000 $0 $0 deductible
50%/50%/0%
$2,000/year 		Yes 100%*
to $300 		Exam: Yes
Hardware: Yes 		Provider Directory
Benefit Summary
Apply Here!
                         
$1,000 Deductible Plans              

 

Monthly Rate Carrier Plan Name Plan Type Annual Deductible Network Benefit Out-of-Pocket Maximum Office Visit Copay Prescription Drugs Maternity Preventive Care Vision Exam and Hardware More Information
(click on links below)
Preferred80 PPO $1,000 80% $2,000 $0 $200 deductible
20%/30%/50%
$5,000/year 		Yes 100%*
to $300		 Exam: Yes
Hardware: Yes 		Provider Directory
Benefit Summary
Apply Here!
Choice80 Tradi-tional $1,000 80% $2,000 $0 $200 deductible
20%/30%/50%
$5,000/year 		Yes 100%*
to $300 		Exam: Yes
Hardware: Yes 		Provider Directory
Benefit Summary
Apply Here!
Preferred70 PPO $1,000 70% $3,000 $0 $500 deductible
20%/30%/50%
$5,000/year 		Yes 100%*
to $200 		Exam: Yes
Hardware: Yes 		Provider Directory
Benefit Summary
Apply Here!
Choice70 Tradi-tional $1,000 70% $3,000 $0 $500 deductible
20%/30%/50%
$5,000/year 		Yes 100%*
to $200 		Exam: Yes
Hardware: Yes 		Provider Directory
Benefit Summary
Apply Here!
Selections® Comprehensive POS $1,000 80% $2,000 $15 $0 deductible
50%/50%/0%
$2,000/year 		Yes 100%* to $200 No
(discounts are available)  		Provider Directory
Benefit Summary
Apply Here!
Comprehensive HMO $1,000 80% $2,000 $0 $0 deductible
20%/40%/0%
$2,000/year 		Yes 100%* Exam: Yes
Hardware: No 		Provider Directory
Benefit Summary
Apply Here!
                         
$1,500 Deductible Plans              

 

Monthly Rate Carrier Plan Name Plan Type Annual Deductible Network Benefit Out-of-Pocket Maximum Office Visit Copay Prescription Drugs Maternity Preventive Care Vision Exam and Hardware More Information
(click on links below)
Selections® Catastrophic POS $1,500 80% $3,000 $15 No No None No
(discounts are available)		 Provider Directory
Benefit Summary
Apply Here!
Preferred Catastrophic PPO $1,500 80% $3,000 $0 No No None No
(discounts are available) 		Provider Directory
Benefit Summary
Apply Here! 
Preferred Catastrophic PPO $1,500 80% $3,000 $0 No No None No
(discounts
are available)&n