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| We value our mutual relationship and want you to know that your privacy is important to us. We will protect information you share with us. The information you provide is necessary to provide you with products and services. At certain times, we need to share information with others, such as insurance carriers, only to the extent needed to provide products and services. The following notice describes our policies and practices with regard to collecting and disclosing nonpublic personal information about our customers and former customers. |
| Confidentiality and Security of Your Nonpublic Personal Information |
| We maintain appropriate physical, electronic and procedural safeguards to maintain the confidentiality and security of your nonpublic personal information contained in our records. We restrict access to nonpublic personal information about you contained in our records to our employees who need to know that information to provide products or services to you. |
| Categories of Information We Collect |
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Information about you and your employees is collected in order to provide insurance products and services. For example, you supply us with information about employees' ages, marital status, social security number and dependents. We also receive information from insurance carriers who work with us to provide you with benefits. Occasionally, when you ask us for help, we may receive personal information from you, your insurance carrier, doctors, hospitals or other health professionals. We collect nonpublic information about you in the following ways: |
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| Categories of Parties to Whom We May Disclose Information |
| We may disclose nonpublic personal information about you with those who work with us to provide you with insurance products, benefits and services. We do not disclose nonpublic personal information to other nonaffiliated companies who may want to sell their products or services to you without your permission. |
| Accuracy of Your Nonpublic Personal Information That We Possess |
| We strive to maintain the accuracy of your information. In order to help us maintain accuracy, you have the right to reasonably access your information. If you believe any of your information in our possession is inaccurate you may request that we amend, correct or delete the information that you believe to be erroneous. If we concur with your conclusion, we will amend, correct or delete the information in question. |
| Changes to Our Notice of Privacy Policy and Insurance Information Practices |
| We reserve the right to change our privacy policies and insurance information practices. If we make any changes to our policies or practices, we will provide you with a copy of a revised notice as required by applicable law. |
| In summary, our policy is to limit the disclosure of information only to the extent necessary to conduct business and provide you and your employees with insurance products, benefits and services. |
| If you have any comments, questions or concerns about our insurance information practices and privacy policy, please call us at 206.442.1111 or 1.866.369.6700. |