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best available prices
No other agent or broker can offer
lower prices for the same plans we offer,
and our service costs you nothing.
Carriers submit their rates to Washington State's Office of
the Insurance Commissioner, which regulates those rates.
We do not add any
additional fee to the plans offered on this web site.
We offer
"carrier-direct" pricing:
the price of
your plan is exactly the same working through us as it is working
directly with an insurance carrier or any other agent/broker. This is true for individual health
and dental plans, as well as group health and dental
plans for employers with less than 100 employees and more in many
cases.
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largest variety of plans
We offer a leading selection of medical, dental, life and disability
insurance plans. For example, we offer 41 combinations of individual health care
plans and, if you're an employer, dozens of group medical and dental plans from
which to
choose.
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friendly, objective advice
Because we offer the largest variety of
plans, we can advise you in buying insurance coverage that fits YOUR budget
and needs. We simply provide all your options and can guide you in the
direction of which
plan is
right for you. For example, if you're an individual who is at the point in your life where you
won't have children, why pay for a medical plan that includes maternity
benefits? Or if you're concerned about coverage for only catastrophic expenses, we'll
suggest the right plan for YOU! Just ask!
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service
We
make it a painless experience to buy an insurance plan by sending you
pre-completed forms along with a postage-paid return envelope, if
that's your choice. We also
go a step further to offer you advice and help in resolving claim
issues and assist with any other questions you have about your
insurance.
If you are an employer, we'll help you with eligibility and enrollment,
develop communication materials describing your benefits for distribution
to employees, hold a meeting with employees to explain your benefits, among
other services. We basically become the "Employee Benefits Department"
of your company.
If you have 15 or
more employees enrolled,
upon your request, we'll set up
a web site that lets you and your employees view a summary of benefits, eligibility
requirements, the monthly cost of the plan, provider directories and the
ability to download forms.
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experience
With our company's three partners having over
53 years of combined experience, and additional staff that also have
many years of insurance experience, we are qualified to lend a
hand when you need help and are here to serve
YOU!
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we are health insurance specialists
Medical, dental, life, disability insurance
and retirement plans are the only products we offer...so we know them well!
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we know this marketplace
Because we are located in Washington State, we are experienced with and
represent only insurers that operate in this state. We work with these
insurers full-time, every day, so we are "on top of" knowing which
of them provide the most competitive plans and best service, today and in the future.
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no pressure
We'll
treat you the same way we'd like to be treated when making an
important buying decision...with courtesy and respect, and without
being pressured. You've come to this web site
because you need insurance, and as your advisors, we'll provide all your
options, help and guidance as much as YOU want. If we offer what you
need, we hope you'll choose us to help purchase your insurance.
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we respect your privacy
The
information you give us is used
ONLY
for the purpose of conducting our business... like providing you with
quotes. Your private information will
NEVER
be shared with anyone else other than for the purpose of providing you
with our services.
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We Support Washington State
We
are a member of the Association of Washington Business and live
and work here, so we support our state's economy. Some on-line insurance agents and brokers are located in
other states. When you can receive
equal or better prices, benefits and service from us, would you rather
do business with an organization that supports
our
state?
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